Financial Growth

My mutual fund portfolio is in the red. I have heavily invested in MFs through SIPs since 2020. Should I cease now and reserve my savings in risk-free tools?

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My mutual fund portfolio is in the red. I have heavily invested in MFs through SIPs since 2020. Should I cease now and reserve my savings in risk-free tools?

Over the past five years, since the Covid pandemic, I have actively engaged in Systematic Investment Plans (SIPs) and have been content with the returns, particularly in the post-Covid period. However, in recent months, there has been a noticeable decrease in profits. Despite my apprehensions, my financial advisor has assured me that the current situation … Read more

Tata Quant Fund to merge with Tata Flexi Cap Fund: Should you stay invested if fund houses merge schemes?

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Tata Quant Fund to merge with Tata Flexi Cap Fund: Should you stay invested if fund houses merge schemes?

Tata Mutual Fund has announced the merger of Tata Quant Fund into Tata Flexi Cap Fund, scheduled to take effect on March 21, 2025. Following this merger, Tata Quant Fund will be dissolved, and its unitholders will seamlessly transition to being part of Tata Flexi Cap Fund.  Investors who do not support the merger have … Read more

Money management: How important is to have an emergency fund? Last few months I haven’t able to save for emergencies?

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Money management: How important is to have an emergency fund? Last few months I haven’t able to save for emergencies?

In the past, I made it a point to allocate funds equivalent to at least 6-12 months of my expenses as an emergency fund. However, over the last 4 years, there were instances where I only managed to save up to 3-4 months’ worth in a liquid fund or Fixed Deposit. Unfortunately, unforeseen expenses arose, … Read more

Crorepati goal through SIPs: Rs 2,600 a month in this fund for 24 years gave more than Rs 1 crore; check details

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Crorepati goal through SIPs: Rs 2,600 a month in this fund for 24 years gave more than Rs 1 crore; check details

Becoming a crorepati by investing in mutual funds is an achievable dream with the stock market performing well. Investors in mutual funds have several options to maximise their returns. Achieving millionaire status through mutual fund Systematic Investment Plans (SIPs) requires careful consideration of factors such as the investment amount, duration, and expected rate of return. … Read more

Silver ETFs: White metal ETFs took a lead from gold ETFs, gave returns worth 32% in 1 year

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Silver ETFs: White metal ETFs took a lead from gold ETFs, gave returns worth 32% in 1 year

Silver exchange-traded funds (ETFs) have demonstrated significant growth, surpassing gold ETFs in the past year. According to the latest report by  ICRA Analytics, silver ETFs have generated returns of 32.49% over the previous year, outperforming gold ETFs which only yielded 28.07%. Historically overshadowed by gold, silver has outperformed the yellow metal with a 30% return … Read more

NPS Vatsalya vs mutual funds: Can long lock-in period in schemes be a deterrent for investment?

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NPS Vatsalya vs mutual funds: Can long lock-in period in schemes be a deterrent for investment?

NPS Vatsalya vs mutual funds: The NPS Vatsalya scheme was floated earlier this week, which is one-of-a-kind scheme where parents can start saving for their minor children much before they enter into their adult life. The NPS Vatsalya is a long-term pension scheme proposed during the full Union Budget 2024, following the third-term victory of the … Read more

88% anticipate high financial uncertainty in next 5 years, including job loss: A-Nishchit Index 2024

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88% anticipate high financial uncertainty in next 5 years, including job loss: A-Nishchit Index 2024

A recent survey has shown that about 88% people in India feel there could be high or very high levels of financial uncertainty over the next five years, mainly due to uneven economic factors, like inflation, jobs and others. The survey, A-Nishchit Index 2024, revealed that about 36% cited economic uncertainty, such as potential job … Read more

Here’s why investors are increasingly turning to passive avenues like index funds and ETFs

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Here’s why investors are increasingly turning to passive avenues like index funds and ETFs

On February 15, 2024, just three months after its launch, Zerodha Fund House—a joint venture between India’s largest stockbroking firm Zerodha Broking and portfolio investing platform smallcase Technologies—attracted 100,000 investors and Rs 500 crore in assets under management (AUM). The fund house took just 40 more days to accomplish the next Rs 500 crore in … Read more