Long-Term Investment

Real estate query: Leasehold vs Freehold Property – What’s the difference and which is more beneficial?

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Real estate query: Leasehold vs Freehold Property – What’s the difference and which is more beneficial?

In India, freehold and leasehold properties represent distinct ownership models. Freehold properties grant complete ownership of the land and structures, providing owners with full control and autonomy. On the other hand, leasehold properties involve renting the property for a specific duration, resulting in limited ownership rights and reduced maintenance obligations. A leasehold property is essentially … Read more

Why are Japanese & Middle Eastern banks maintaining ties with Adani Group unlike western banks? Sanjay Asher explains

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Why are Japanese & Middle Eastern banks maintaining ties with Adani Group unlike western banks? Sanjay Asher explains

Sanjay Asher, Senior Partner, Crawford Bayley & Co, says there would be a legal divide between the European banks and the Middle Eastern and the Japanese banks. Having regard to the facts and circumstances, if the Japanese and the Middle Eastern banks had come to a decision to support the Adani Group, then they would … Read more

Hyundai India shares to list today. Will it light up D-Street?

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Hyundai India shares to list today. Will it light up D-Street?

The shares of Hyundai India will debut at the bourses later today, marking the end of a successful IPO, which is India’s biggest ever till date. The current GMP suggests that the shares may list with moderate gains of 3-5% over the issue price. The IPO was booked 2.3 times, with full subscription achieved only … Read more

NPS Vatsalya vs mutual funds: Can long lock-in period in schemes be a deterrent for investment?

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NPS Vatsalya vs mutual funds: Can long lock-in period in schemes be a deterrent for investment?

NPS Vatsalya vs mutual funds: The NPS Vatsalya scheme was floated earlier this week, which is one-of-a-kind scheme where parents can start saving for their minor children much before they enter into their adult life. The NPS Vatsalya is a long-term pension scheme proposed during the full Union Budget 2024, following the third-term victory of the … Read more

Gold investment vs others: Should I invest in gold looking at current market conditions, geopolitical tensions?

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Gold investment vs others: Should I invest in gold looking at current market conditions, geopolitical tensions?

Should I invest in gold looking at current market conditions, geopolitical tensions? What are your expectations for 2024 at least?Name withheld.  Reply by Prithviraj Kothari, Managing Director of RiddiSiddhi Bullions Limited Given the current global economic climate, Investing in gold can be a strategic move. With rising inflation and economic uncertainties, gold serves as a safe-haven … Read more

How to build a Rs 15 crore retirement nest egg in 30 years. Follow these steps

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How to build a Rs 15 crore retirement nest egg in 30 years. Follow these steps

Achieving the goal of accumulating a wealth of Rs 15 crore over 30 years may seem daunting, but with smart financial planning, disciplined saving, and the power of compounding, it’s within reach to make one’s retirement comfortable. Here is one of the ways how one can systematically work towards this financial milestone. The key to … Read more

MFs: How to approach investment in mutual funds in the volatile market conditions? Here are some tips

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MFs: How to approach investment in mutual funds in the volatile market conditions? Here are some tips

As the bulls in the market regain strength and drive up valuations, there is a notable likelihood that we could witness a resurgence of volatility on the financial arena. The events of Wednesday’s trading session may serve as a precursor to more frequent occurrences of such market fluctuations. Therefore, regardless of the specific market segment … Read more

Angel One launches Fin One to enhance financial awareness among Gen-Z and Millennials

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Angel One launches Fin One to enhance financial awareness among Gen-Z and Millennials

Fintech firm Angel One Limited today announced the launch of Fin One, a digital-first initiative set to transform financial literacy among Indians. Fin One integrates engagement and entertainment to empower young Indians to make informed financial decisions and develop resilient investing habits. Young Indians, especially Gen-Z and Millennials, are diving into the market now, hence … Read more

SEBI questions mutual funds over selling misleading small-cap schemes to elderly citizens

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SEBI questions mutual funds over selling misleading small-cap schemes to elderly citizens

SEBI, the regulatory authority in India, is stepping up its oversight of small-cap funds. They’re now seeking information from individual asset management companies (AMCs) regarding the sale of these funds to super senior citizens. This move aims to ensure greater protection for elderly investors. The news was initially covered by Mint. Investment advisors suggest that … Read more