gold investment

Gold investment: What do you need to know when you are selling your gold jewellery, Gold ETFs

by
Gold investment: What do you need to know when you are selling your gold jewellery, Gold ETFs

The capital gains taxation rules on gold saw significant alterations from July 23, 2024. These changes affect all asset classes, including gold, mutual funds, and real estate, substantially impacting investors and sellers of gold jewellery. The adjustments were introduced to harmonise tax treatments across various investment categories, bringing clarity and uniformity to the taxation process … Read more

‘If govt imposes 100% income tax on Sovereign Gold Bond…’: Financial expert on SGB redemption   

by
‘If govt imposes 100% income tax on Sovereign Gold Bond…’: Financial expert on SGB redemption   

Sovereign Gold Bonds (SGB), one of the popular gold investment tool, were debt securities issued by the Reserve Bank of India (RBI) on behalf of the government, with each unit representing a gram of gold. These bonds can be traded in the secondary market, allowing investors to potentially gain capital. Additionally, the government utilises SGBs … Read more

Planning to invest in Gold? Here’s how Gold ETFs compare to physical gold

by
Planning to invest in Gold? Here’s how Gold ETFs compare to physical gold

Gold holds a special place in Indian households, not just as an investment but as a symbol of wealth and tradition. With gold prices steadily rising, consumers and investors in India should prepare for a period of both volatility and potential opportunities. A recent report by ICICI Bank Global Markets suggests that gold prices may … Read more

SGBs: When should investors go for premature redemption vs when should you keep it until maturity? Expert shares tip

by
SGBs: When should investors go for premature redemption vs when should you keep it until maturity? Expert shares tip

In April 2025, investors holding select Sovereign Gold Bonds (SGBs) from the 2017-18 series will have the option for early redemption. The bonds eligible for redemption include SGB 2017-18 Series III, IV, and V, with redemption dates scheduled for April 16, April 23, and April 30. These bonds were originally issued at prices varying from … Read more

‘In 1990, 1 kg gold could buy a Maruti 800, in 2040, it would buy…’: Expert on current gold rally 

by
‘In 1990, 1 kg gold could buy a Maruti 800, in 2040, it would buy…’: Expert on current gold rally 

Gold futures have reached a historic high of $3,065.09 per ounce in New York, with 24K gold prices in India rising to Rs 90,450 per 10 grams, and 22K gold climbing to Rs 82,910 per 10 grams. Gold prices continued their upward trend for the third consecutive day, reaching a new record high of Rs 89,796 … Read more

From Rs 2,943 to Rs 8,624: SGB investors pocket tax-free windfall. Here’s how that works

by
From Rs 2,943 to Rs 8,624: SGB investors pocket tax-free windfall. Here’s how that works

Investors in the Sovereign Gold Bond (SGB) 2016-17 Series IV are set for a tax-free windfall, as the Reserve Bank of India (RBI) has announced the final redemption price — nearly tripling their investment. Issued in February 2017 at Rs 2,943 per gram, these bonds will now be redeemed at Rs 8,624 per gram, giving … Read more

Why one should add gold in their portfolio: Financial planner explains how to balance gold, markets

by
Why one should add gold in their portfolio: Financial planner explains how to balance gold, markets

In the past 25 years, gold prices have delivered an annualized return of 12.55%, outperforming the 10.73% return of the Indian stock market benchmark index Sensex. While there is ongoing discussion about whether to invest in stocks or gold given the current market conditions, numerous experts recommend including gold in the portfolio. Gold prices have … Read more

Money management: How important is to have an emergency fund? Last few months I haven’t able to save for emergencies?

by
Money management: How important is to have an emergency fund? Last few months I haven’t able to save for emergencies?

In the past, I made it a point to allocate funds equivalent to at least 6-12 months of my expenses as an emergency fund. However, over the last 4 years, there were instances where I only managed to save up to 3-4 months’ worth in a liquid fund or Fixed Deposit. Unfortunately, unforeseen expenses arose, … Read more

Gold investment 2025: How to incorporate precious metals into family estate planning?

by
Gold investment 2025: How to incorporate precious metals into family estate planning?

Investment in precious metals is seen as a protection from enduring inflation, shifts in the prevailing market and economic recession and sustainably helps wealth creation in the run. Gold comes with a great degree of stability, whereas silver has a lot of potential for growth due to its industrial applications. Adding these metals to long-term … Read more

Investment 2025: 8% in gold, 10-15% in silver, here’s what analysts say about asset allocation in new year

by
Investment 2025: 8% in gold, 10-15% in silver, here’s what analysts say about asset allocation in new year

In any year, investment in gold and silver always draws your attention. As we near the new year 2025, gold and silver remain top investment options amidst the persistent global economic and political uncertainty. The continuous gold purchases by central banks, notably China, along with anticipated rate reductions by the Federal Reserve, point towards a … Read more