Gold is often viewed as a safe haven by the majority of investors, providing a sense of security that their investment is protected in a dependable asset. Over the last two years and even the last 25 years, gold has shown superior performance compared to equities on a global scale. In a recent analysis, Nithin … Read more
Investing in midcap mutual funds can be a smart long-term move, but it requires a careful strategy—especially during periods of market volatility. Midcap companies typically sit between large, stable blue-chip firms and the fast-paced world of small-caps. While they offer higher growth potential than large-caps, they’re also more sensitive to market fluctuations, making volatility a … Read more
Post Office Savings Accounts (POSA) have emerged as a favourable option for individuals opting for the new tax regime, offering specific tax benefits not available with regular bank savings accounts. While savings accounts generally lack substantial tax advantages, POSAs provide exemptions that make them attractive to savers. The post office offers superior interest rates compared … Read more
Three Sovereign Gold Bonds are due for premature redemption in April 2025, offering investors significant returns. Calculations show potential earnings, excluding interest, as high as 199% depending on the series. In April 2025, investors holding specific Sovereign Gold Bonds (SGBs) from the 2017-18 series will have the opportunity for premature redemption. The bonds affected include … Read more
The Nifty Midcap 150 Index has experienced a decrease of nearly 20% from its highest point in the past 52 weeks. Up until the end of February, mid cap funds had an average loss of around 9.57%, with the Quant Mid Cap Fund showing the largest decline at 11.07% in the last month. Over the … Read more
Many banks have introduced special fixed deposit (FD) schemes with competitive interest rates in recent years to attract investors. These limited-time schemes provide depositors, particularly senior citizens, with the chance to increase their returns compared to traditional FDs. Special FDs operate like regular term deposits but offer higher interest rates for a specific period. Leading … Read more
Amid the current market fall, some investors are facing a dilemma on whether to continue their systematic investment plans (SIPs) in mid and small-cap mutual fund schemes. In 2025, the Nifty 50 has seen a decrease of around 2 percent, while the Nifty Midcap 150 index has dropped by 7 percent, and the Nifty Smallcap … Read more
Crorepati goals: I recently turned 34 years old and updated my financial numbers as of December 31, 2024. My wife, who is 32 years old, and I have reached a portfolio value of over 55 Lakhs. Here is the breakdown: Mutual Funds: Rs 19 Lakhs Stocks: Rs 19.75 Lakhs Provident Fund: Rs 12.25 Lakhs National Pension … Read more
Becoming a crorepati by investing in mutual funds is an achievable dream with the stock market performing well. Investors in mutual funds have several options to maximise their returns. Achieving millionaire status through mutual fund Systematic Investment Plans (SIPs) requires careful consideration of factors such as the investment amount, duration, and expected rate of return. … Read more
Silver exchange-traded funds (ETFs) have demonstrated significant growth, surpassing gold ETFs in the past year. According to the latest report by ICRA Analytics, silver ETFs have generated returns of 32.49% over the previous year, outperforming gold ETFs which only yielded 28.07%. Historically overshadowed by gold, silver has outperformed the yellow metal with a 30% return … Read more