ETMarkets AIF Talk | Double-Digit returns amid equity volatility: How Vivriti’s debt funds are navigating market uncertainty

ETMarkets AIF Talk | Double-Digit returns amid equity volatility: How Vivriti’s debt funds are navigating market uncertainty

“Over the last four years, the funds have delivered consistent double-digit returns to investors who have allocated to this Performing Credit strategy as part of their portfolio,” says Raghunath T, Head of Credit, Vivriti Asset Management. In an interview with ETMarkets, Raghunath said: “We have invested in debt papers of ~30 emerging corporates and through … Read more

Debt Funds vs Fixed deposits: Is it wise to go for mutual funds after RBI’s rate cut?

Debt Funds vs Fixed deposits: Is it wise to go for mutual funds after RBI’s rate cut?

During the recent monetary policy review meeting held between February 5 and 7, 2025, the Reserve Bank of India (RBI) made the decision to reduce the policy repo rate from 6.50% to 6.25%. This marks a change after maintaining the rate unchanged for eleven consecutive meetings, which is about five years. The new Governor, Sanjay … Read more

Investment during market dips: I am 38 years old and I am heavily invested in equities, MFs. How should I plan investment during a lull period?

Investment during market dips: I am 38 years old and I am heavily invested in equities, MFs. How should I plan investment during a lull period?

I am 38 years old and part of a family of three, which includes my 35-year-old wife and our 5-month-old son. I do not have any dependents. My current asset allocation is as follows: 75% in Equity, 20% in PF, and 5% in Gold. Additionally, I own an ancestral house in Pune. My monthly expenses … Read more

Budget 2025: Why mutual fund industry is pressing for tax relief for debt funds? 

Budget 2025: Why mutual fund industry is pressing for tax relief for debt funds? 

Budget 2025: The Association of Mutual Funds in India (AMFI) has urged for the reinstatement of the long-term indexation benefit for debt schemes of mutual funds, which was removed in the Budget 2024. AMFI has put forth several proposals for the Union Budget 2025-26, including a request to revert to previous tax rates on capital gains, … Read more

Mutual funds: How multi-sector funds can help investors navigate market dips; here’s some advice

Mutual funds: How multi-sector funds can help investors navigate market dips; here’s some advice

In the last one month, domestic stock markets have experienced a significant decline due to weak Q2 results and substantial selling by foreign investors. The Sensex and Nifty have dropped almost 10% from their highs, leaving investors uncertain about the best course of action during this market downturn. Despite the challenges, the mutual fund industry … Read more

Financial planning: How much is enough to retire early looking at current inflation, domestic and global economic scenario?

Financial planning: How much is enough to retire early looking at current inflation, domestic and global economic scenario?

In our traditional society, 60 years used to be considered the standard retirement age. However, in recent times, an increasing number of individuals are challenging this age limit by opting for early retirement. Many experts advocate for the pursuit of financial independence, known as FIRE (Financial Independence, Retire Early), with the goal of retiring much … Read more

How to build a Rs 15 crore retirement nest egg in 30 years. Follow these steps

How to build a Rs 15 crore retirement nest egg in 30 years. Follow these steps

Achieving the goal of accumulating a wealth of Rs 15 crore over 30 years may seem daunting, but with smart financial planning, disciplined saving, and the power of compounding, it’s within reach to make one’s retirement comfortable. Here is one of the ways how one can systematically work towards this financial milestone. The key to … Read more

As a senior citizen, is it safe to invest in thematic mutual funds, NFOs? Can you elaborate on the risk factors?

As a senior citizen, is it safe to invest in thematic mutual funds, NFOs? Can you elaborate on the risk factors?

I am 72 year old and I stay in Delhi. Should I invest in thematic mutual funds? Like infra funds, defence funds. I see a lot of new fund offers (NFOs) being launched every week? Can you guide me? Name withheld on request. Response by Atul Shinghal, Founder & CEO, Scripbox A 72-year-old investor might be seeking regular … Read more

Franklin Templeton is all set for its 1st India debt fund after a $3.7 bn freeze 4 years ago

Franklin Templeton is all set for its 1st India debt fund after a .7 bn freeze 4 years ago

Franklin Templeton Asset Management India is set to re-enter India’s debt market with a new fund offering, marking its return after the unexpected closure of six funds in April 2020.  The launch of the Franklin India Ultra Short Duration Fund comes more than four years after the asset manager halted $3.7 billion in debt schemes … Read more

Mutual Fund SIP vs Lump Sum Investment: Which is better for accumulating a multi-crore asset?

Mutual Fund SIP vs Lump Sum Investment: Which is better for accumulating a multi-crore asset?

Mutual Fund SIP: The Lok Sabha election result, where the Bharatiya Janata Party (BJP) got a slimmer majority, triggered a fresh correction in the market. On Tuesday, June 4, the day the counting took place, Sensex saw the sharpest drop in four years. During the intraday trading, the Nifty 50 declined sharply by nearly 1,900 points, … Read more