Method

What methods are used by lenders to determine loan amount to be sanctioned?

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What methods are used by lenders to determine loan amount to be sanctioned?

Lenders typically rely on the debt-to-income ratio or Fixed Obligation Income Ratio (FOIR), loan-to-value ratio, and installment income ratio (IIR) when determining your eligibility for a higher loan amount, particularly with instant personal loans. Besides, lenders also use the multiplier method to assess and sanction loan amounts based on the borrower’s creditworthiness, loan-to-value ratio, financial … Read more

AI-based method to improve lungs CT scan reading – ET HealthWorld

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AI-based method to improve lungs CT scan reading – ET HealthWorld

Indore: The Indian Institute of Technology (IIT), Indore IIT has collaborated with an Indore-based hospital and a medical college in Odisha to develop an Artificial Intelligence (AI) based method to read lungs CT scan ground glass opacity with more than 90 per cent accuracy. IIT-I in association with the Kalinga Institute of Medical Sciences, Odisha, … Read more

IIT Guwahati develops new method to produce sugar substitute ‘Xylitol’ from sugarcane waste – ET HealthWorld

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IIT Guwahati develops new method to produce sugar substitute ‘Xylitol’ from sugarcane waste – ET HealthWorld

Researchers at the Indian Institute of Technology (IIT), Guwahati have developed an ultrasound-assisted fermentation method to produce a safe sugar substitute called “Xylitol” from bagasse, the residue left after crushing of sugarcane. According to officials, the new method overcomes operational limitations of chemical methods of synthesis and time delays associated with conventional fermentation. The research … Read more

Novel method to accurately, quickly detect COVID-19 from phone swabs – ET HealthWorld

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Novel method to accurately, quickly detect COVID-19 from phone swabs – ET HealthWorld

Researchers have developed a non-invasive and low-cost method that can accurately and rapidly detect Covid-19 using samples taken from the screens of smartphones. The researchers from University College London (UCL) in the UK analysed swabs from mobile screens rather than directly from people using the method known as Phone Screen Testing (PoST). They found that … Read more