Can home loan rates dip below 8% with RBI reducing repo rate by 25 bps to 6%?
The Reserve Bank of India's Monetary Policy Committee (MPC) has announced a 25 bps reduction in repo rates to 6% from 6.25% and has also shifted its stance from 'neutral'…
Should I go ahead to reduce my home loan EMI or reduce the home loan tenure? My bank has offered me both
My bank Relationship Manager recently reached out to discuss the option of opting for a reduced Equated Monthly Installment (EMI) for my loan. While I appreciate the potential savings that…
Tax-Budget 2025: Tweaks in New Tax Regime – How much more you will earn in FY26 vs FY25 if your salary is Rs 12 lakh/year?
Tax Budget 2025: The introduction of Budget 2025 has resulted in significant changes that align with the expectations of the middle class. Notably, the Finance Minister has raised the tax-free income…
‘Living with your parents is not…’: Entrepreneur’s bold take on finances in your 20s divides internet
Aryan Kochhar, co-founder of financial advice platform FinnFlow, has ignited a social media firestorm with his candid take on managing finances in your 20s. His advice? Living with your parents…
Tax Planning: What strategies to adopt in 2025 to manage tax outgo
Tax planning is a crucial component of personal finance, enabling taxpayers to minimize liabilities while complying with legal obligations. With significant changes introduced by the recent Finance (No. 2) Act…
Money and marriage: ‘Couples should talk it out…’, says Edelweiss CEO Radhika Gupta
Money plays a crucial role in individuals' lives, whether they are single or married. It is vital to prioritize saving and making prudent investments to ensure a comfortable life and…
‘Forget the Ferrari, buy the Fiat…’: Zayed Khan, SRK’s Main Hoon Na co-star, offers money lessons for surviving in Bollywood
Zayed Khan, known for his early 2000s breakout role in Main Hoon Na, recently opened up about financial discipline in the unpredictable world of Bollywood. In an interview to Zoom,…
Sovereign Gold Bonds are hotter than ever. What’s moving them, buying options, risks, all the details
Sovereign Gold Bonds (SGBs) are currently trading at a premium over their reference prices on exchanges, driven by their tax benefits and attractive coupon rates. With speculation over new issuances…
What is NPS Vatsalya? How parents and guardians can invest for minors in this scheme?
Hemant Rustagi, CEO, Wiseinvest, says that despite mutual funds and other options being there, some investors go for very conservative options for their children’s education thinking that this is one…
Sebi launches Saa₹thi 2.0 mobile app on personal finance
Market regulator the Securities and Exchange Board of India (Sebi) launched 'Saa₹thi 2.0' mobile app in Mumbai on Monday. The updated Saa₹thi app has introduced a user-friendly interface with comprehensive…