Systematic Investment Plans (SIPs) were created to provide a convenient and straightforward alternative for investors who are unable to actively manage their investment portfolios on a daily basis due to market volatility. This allows investors to not only save time but also effectively grow their wealth. Amid discussions about whether to stay invested in SIPs … Read more
In the labyrinth of India’s financial markets, a disturbing truth lurks beneath the surface of wealth management: two out of three investment portfolios are significantly underperforming their benchmarks. This isn’t just a statistic – it represents countless dreams deferred and retirement plans compromised. As someone who has spent 20 years analyzing investment patterns and building … Read more
Ace investor Madhuri Madhusudan Kela has added Rs 965 crore worth of new investments to her portfolio, as revealed in the December quarter shareholding patterns of Waaree Energies and small-cap non-banking financial company (NBFC) Indostar Capital Finance. According to the latest shareholding update, Kela acquired 33.41,700 shares in Waaree Energies, securing a 1.16% stake in … Read more
Tax planning is a crucial component of personal finance, enabling taxpayers to minimize liabilities while complying with legal obligations. With significant changes introduced by the recent Finance (No. 2) Act 2024, understanding how to optimize tax planning for the Financial Year (FY) 2024-25 (Assessment Year 2025-26) is essential. In this article, we will discuss effective … Read more
Mutual funds remain a top choice for wealth building in today’s diverse investment landscape. They provide benefits such as diversification, liquidity, and the potential for attractive returns. SBI Mutual Fund, a pioneer in the mutual fund industry, offers a variety of mutual fund schemes that have proven to be beneficial for investors looking to build … Read more
Sovereign Gold Bonds are one of the most sought-after gold investments available at present. The Sovereign Gold Bonds (SGB) are government securities denominated in grams of gold, offering an alternative mode of investment to physical gold. The government-backed gold bonds were initially issued by the Reserve Bank of India on behalf of the government. However, … Read more
I am 72 year old and I stay in Delhi. Should I invest in thematic mutual funds? Like infra funds, defence funds. I see a lot of new fund offers (NFOs) being launched every week? Can you guide me? Name withheld on request. Response by Atul Shinghal, Founder & CEO, Scripbox A 72-year-old investor might be seeking regular … Read more
Public Provident Fund account: Introduced in 1968 under the National Savings Institute of the Finance Ministry, the Public Provident Fund (PPF) scheme was brought in to promote long-term savings and investments for retirement planning. Considered as a prudent financial instrument for individuals averse to high-risk investments, the PPF scheme offers a blend of security, reasonable … Read more
Quant Mutual Fund: Mutual fund investors were shocked after the Securities and Exchange Board of India (SEBI) initiated a probe against AMC Quant Mutual Fund over charges of front running. The regulatory body has identified trading behaviours indicating potential front-running activities by an individual connected to the fund. In response to these findings, the Asset … Read more
Mutual funds are a popular choice among investors due to their versatility and accessibility. They provide a strategic avenue for investors to participate in the stock market, debt market, and the overall economy. One of the key advantages of mutual funds is their ability to deliver risk-adjusted returns, which is vital in today’s constantly changing … Read more