Investing in mutual funds can be one of the most effective ways to grow your wealth over time, especially if you are new to investing and seeking a simple, disciplined approach. However, the sheer number of options available can feel overwhelming for first-time investors. From equity to debt, and index to thematic funds, the choices … Read more
I have been employed by an organization for the past decade, and my current annual compensation stands at approximately 24 LPA. In 2020, I tied the knot, and fortunately, my spouse also holds a position at an IT firm, earning around 16 LPA. Throughout my career, I have prioritized frugality and a saving-oriented mindset. My … Read more
Investing in midcap mutual funds can be a smart long-term move, but it requires a careful strategy—especially during periods of market volatility. Midcap companies typically sit between large, stable blue-chip firms and the fast-paced world of small-caps. While they offer higher growth potential than large-caps, they’re also more sensitive to market fluctuations, making volatility a … Read more
When selecting mutual funds for investment, the common goal is to achieve the best returns possible. This often leads investors to search for the so-called “best” mutual funds. However, determining what constitutes the “best” fund is subjective and varies depending on individual preferences and financial goals. According to reports, the percentage of direct plans in … Read more
The Mahila Samman Savings Certificate (MSSC) and the Sukanya Samriddhi Yojana (SSY) are two financial schemes designed to cater primarily to the savings needs of women and girls. The MSSC is a short-term savings option aimed at providing a risk-free investment avenue with stable returns. On the other hand, the SSY, launched in 2015 under … Read more
Over the past five years, since the Covid pandemic, I have actively engaged in Systematic Investment Plans (SIPs) and have been content with the returns, particularly in the post-Covid period. However, in recent months, there has been a noticeable decrease in profits. Despite my apprehensions, my financial advisor has assured me that the current situation … Read more
Query: I strongly believe in the benefits of SIP and SWP. Currently, I am investing Rs 10,000 per month and expecting a return of 12% per annum. My plan is to continue this investment for the next 20 years, with an annual increase of 10%. I am 40 years old and am considering this approach … Read more
Radhika Gupta, Edelweiss Mutual Funds MD and CEO, took to social media platform X to share tips on how to start an SIP (systematic investment plan) in children’s names. A day ago, Gupta had shared the benefits of starting an SIP in children’s names and how it can help investors achieve their financial goals. Commenting … Read more
Amid the current market fall, some investors are facing a dilemma on whether to continue their systematic investment plans (SIPs) in mid and small-cap mutual fund schemes. In 2025, the Nifty 50 has seen a decrease of around 2 percent, while the Nifty Midcap 150 index has dropped by 7 percent, and the Nifty Smallcap … Read more
My bank Relationship Manager recently reached out to discuss the option of opting for a reduced Equated Monthly Installment (EMI) for my loan. While I appreciate the potential savings that come with a lower EMI, I am seeking your expert advice on the matter. Would you recommend maintaining my current EMI amount to expedite the … Read more