I’ve been investing in mutual funds and stocks, but the market’s ups and downs make me uneasy. I’m now looking for a more stable investment option that offers regular income along with long-term growth potential. Are REITs a good alternative to equity mutual funds or direct property investment, and what factors should I consider before investing? … Read more
The Association of Mutual Funds in India (AMFI) announced that net equity mutual fund inflows declined by 14% to Rs 25,017 crore in March compared to Rs 29,242 crore in February. This reduction occurred despite a favourable market environment, with BSE Sensex and NSE Nifty 50 indices recovering by 5.77% and 6.30%, respectively. Additionally, systematic … Read more
The Indian equity market has faced a tumultuous six months, marked by a persistent sell-off from October 2024 to February 2025. The markets have experienced a correction, with the Nifty50 index declining by 14.6% from its peak in September 2024 to March 13. Similarly, the Nifty 500 index has seen a decrease of 17.6% over … Read more
Planning for Retirement: I am considering investing Rs 50,000 through SIPs over the next 15 years to build my retirement savings. Currently, my expenses are below Rs 30,000 as children are settled in their respective jobs and don’t wish to get married so soon. Taking into account inflation and post-retirement expenses, I am curious to … Read more
When evaluating retirement or other long-term goals through systematic investment plans (SIPs) in equity-oriented mutual funds. It is a common practice to project a 12% annualised return when considering these investments. This projection is derived from the past performance of equity mutual funds in India, which have consistently generated annualised returns of 12% or more … Read more
I am seeking guidance on financial planning for my parents, specifically my father, who is 57 years old and nearing retirement. He has dedicated himself to hard work throughout his career, and I am eager to ensure that he can experience a relaxing and fulfilling retirement. Current Assets and Investments: Land owned by my parents … Read more
Domestic indices have been undergoing a free fall for the past few sessions consecutively. The Indian equity market saw another day of losses, with the Nifty index logging its longest losing streak on record, falling for the tenth consecutive session. The Nifty ended down by 37 points, closing at 22,083, while the Sensex slipped by … Read more
Around 30% equity mutual funds have offered over 20% CAGR in the last three and five-year horizons. There were around 197 schemes that have completed five years of existence in the market. Bandhan Core Equity Fund delivered over 20% CAGR in the mentioned periods. The scheme gave 22.74% and 20.06% CAGR in the last three … Read more
Many individuals in their 20s have begun investing in SIP (Systematic Investment Plan) without a deep understanding of financial concepts, often influenced by social media content or advice from friends. Through conversations with friends and acquaintances, I have observed a trend of individuals across various income brackets, from those earning Rs 20,000/month to Rs 1 … Read more
The mutual fund industry has added over 10 million new investors in the last 12 months. As the financialisation of savings picks up, more new investors are expected to tap mutual funds to create wealth. WHAT CHOICES DO MUTUAL FUNDS OFFER INVESTORS? Investors have several schemes to choose from different asset classes, be it equity, … Read more