‘Where can I get a 10% + CAGR on my investments?’: A startup founder’s stark warning for SIP investors

‘Where can I get a 10% + CAGR on my investments?’: A startup founder’s stark warning for SIP investors

Every paycheck tells a story. For many, it’s the same cycle: work long hours, cover monthly expenses, and channel a fraction into Systematic Investment Plans (SIPs), hoping it grows enough to secure their future.  But is that SIP money really working for you? Or is it quietly bailing out Foreign Institutional Investors (FIIs)? In the … Read more

Monthly SIPs: Are we miscalculating our SIP goals, potential inflation impact, economic stability on long-term investments?

Monthly SIPs: Are we miscalculating our SIP goals, potential inflation impact, economic stability on long-term investments?

Many individuals in their 20s have begun investing in SIP (Systematic Investment Plan) without a deep understanding of financial concepts, often influenced by social media content or advice from friends. Through conversations with friends and acquaintances, I have observed a trend of individuals across various income brackets, from those earning Rs 20,000/month to Rs 1 … Read more

Equity MFs that cut ‘expensive’ bets fast weathered the downturn

Equity MFs that cut ‘expensive’ bets fast weathered the downturn

Going underweight IT, pharma, cement and buying into select auto, consumer and energy names helped this midcap fund during the market turmoil. Synopsis Seasoned investors consider protecting downsides in a falling stock market as important as making the most of a bull run. With the Nifty dropping 12.67% from its peak of 18,604.45 on Oct … Read more