Stimulus check timeline update: IRS delivery scorecard, payment status, more

If you didn’t get your stimulus check, when’s it coming? If you did, are you sure you got the right amount? Here’s what you need to know.

Sarah Tew/CNET

Despite the IRS and Treasury’s breakneck effort to send stimulus payments to more than 127 million households so far, up to 30 million more Americans could still expect to see a stimulus check for $1,400 maximum per person in the coming days and weeks. The IRS is also expected to announce a big push for Social Security recipients like SSI, SSDI and veteran beneficiaries of federal programs, which have been delayed. 

With direct deposit closed as of March 24, the next payment batch for qualified recipients will arrive through paper checksEIP debit cards and Direct Express cards, for many people who receive federal benefits that way. But when will the payments come, what’s the best way to track the checks and what happens if there’s a problem with your check? (Fact: The IRS doesn’t want to hear your stimulus woes.)

Here are other things to keep in mind as well. The US Postal Service is experiencing delays, which could slow your mailed check. If the IRS uses your 2019 taxes to calculate your share and it owes you money based on a changed AGI or new dependents, like a 2020 baby, you may not get your full payment for months — details below. For additional information, here’s where discussions for a fourth stimulus check stand and what to know about the child tax credit payments if you have qualified kids. This story was recently updated.

Stimulus payment delivery: IRS scorecard and timeline

The IRS and Treasury have distributed 127 million third stimulus payments to date, and are now prepping tens of millions more. People who didn’t receive a direct deposit by March 24 will receive a stimulus payment in the mail as a paper check or EIP debit card. With mail delays continuing though, it’s not clear how long it will take from the time the IRS or Treasury sends your payment to the date you receive it. 

Though up to 30 million SSI and SSDI recipients are still waiting on a delivery date for their payments, we now have more details about the payment particulars, especially through Direct Express (see below). If your life circumstances changed between your second check and now, any complications could hold up your payment. If you moved recently, tell the IRS and USPS.

Here’s how the checks have been sent so far:

Stimulus check scorecard: Payments so far

Direct deposit Paper check EIP card Direct Express card
First payment batch (by March 17) 90 million ($242 billion) 150,000 ($442 million) Not released Not released
Second payment batch (by March 24) 17 million ($38 billion) 15 million ($34 billion) 5 million ($11 billion) Not released
Social Security, including SSI, SSDI Not disclosed Not disclosed Not disclosed Up to 30 million to come, no delivery date yet

You can track your stimulus check status with the IRS and USPS

The IRS updates its Get My Payment tracker tool for stimulus checks daily. This online app shows you the status of your payment, including when a check is scheduled for delivery. The IRS portal can also flag if there’s a problem with your payment you may need to address, but it doesn’t tell you the amount you’ll receive. You can use a free tool from the USPS to track your mailed stimulus payment.

Current payment details for Social Security, SSI, SSDI, veterans and other federal beneficiaries

After a weeks-long holdup, the IRS can now prep payments for SSDI and SSI recipients, veterans and retired railroad workers, many of whom automatically qualify for the third check approved as part of President Joe Biden’s $1.9 trillion relief package. A number of people are expected to receive money through a Direct Express card (PDF) if this is how they normally get benefits, and if they didn’t file taxes in 2019 or 2020.

However, some in this subset of non-filers could receive an automatic payment sooner if they got a previous check by using the IRS’ Non-Filers tool, which is now closed. In that case, you could get your payment in the current wave. Here’s our complete guide to stimulus checks for people receiving Social Security benefits.

Stimulus check delivery start and end dates

Stimulus bill passed Congress March 10
Stimulus bill signed into law March 11
First direct deposits made March 12 (provisional), March 17 (official)
First paper checks sent Week of March 15
First EIP cards sent Week of March 22
Last day to get direct deposit March 24
SSI and SSDI checks sent Soon to be announced
IRS deadline to finish sending checks Dec. 31, 2021 (mandated by the bill)
Last date to receive a check January 2022 (if mailed checks sent late December)
Claims for missing stimulus money open 2021 tax season likely (in 2022)

These things could delay or split up delivery of your stimulus check

Here’s more information on problems you might encounter with your stimulus check.


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Stimulus check 3: How much money you’ll get


If there’s a problem with your payment, try doing this

Sorry, but the IRS really doesn’t want you to call if you have any issue with the delivery or amount of your stimulus check. So what to do instead? See our guide that walks you through how to report stimulus check problems, including checks that never arrive (try filing a payment trace), direct deposit payments that go to the wrong account and more. 

Why your tax return situation could present a hurdle to delivery

Taxes are now due May 17. So how will the IRS figure out how much it owes you? It will calculate your total (you can also do that here) based on the most recent tax filing it’s processed at the time it’s ready to tabulate your check.


If you don’t get all your stimulus check money right away, you may need to address the issue down the road.

Sarah Tew/CNET

If you filed your 2020 taxes early and you know your tax return was already processed, your total will likely be based on your 2020 adjusted gross income, not on your 2019 AGI. That presents complications if the difference between the two years disqualifies you from getting a third stimulus check

On the flip side, if the IRS uses your 2019 taxes and you’re owed more money based on your 2020 AGI and dependents, you’ll need to claim the difference at a later date. (Learn more about some of the stimulus check exceptions and catches here.)

If you end up missing stimulus money, you’ll need to claim it at a later date

There are several reasons the IRS may owe you stimulus money after it sends out the third round of checks. Maybe the agency processed your 2019 tax return instead of 2020 and there was a discrepancy? Or maybe you had a baby in 2020 that you still need to claim as a dependent? Maybe a clerical error accidentally left out a new dependent? Perhaps your payment never arrived or was accidentally garnished?

Whatever the reason, the IRS may provide a way to file for missing stimulus money before the Dec. 31 deadline. If not, you might have to wait a year to claim it, when you file your 2021 taxes in 2022 (even if you’re a non-filer who isn’t typically required to file taxes.)


Millions may wind up getting a smaller check than they’re owed, depending on their 2020 taxes.

Sarah Tew/CNET

Stimulus payments could technically arrive into December

Although the IRS and Treasury are sending stimulus checks now, the agencies have until Dec. 31, 2021, to complete distributing the third payments. That’s good news in the sense they aren’t facing a compressed deadline to send out all the checks, as they did with the second stimulus check in December, which only gave them a 17-day window to get the payments out. 

On the other hand, the nearly nine-month delivery window also means some people may find themselves waiting for their payment, for a variety of reasons. We’ll have to wait and see how the IRS deals with any fringe issues that arise, such as the need to claim missing money. 

Additional stimulus check information these groups should know about

Stimulus checks aren’t necessarily a one-size-fits-all situation. Here are additional guides for:

And here’s everything you need to know about the third stimulus check, how to calculate your stimulus total and every way the stimulus bill can bring you more money.

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