I am 31 years old and I want to actively invest. Should I go for bank fixed deposits ( FDs) or debt funds. What is your recommendation during the current market conditions? Name withheld Response shared by Jiral Mehta, Senior Research Analyst, FundsIndia. Debt Funds hold several advantages over fixed deposits (FDs). When you invest … Read more
You might have often heard that — an intelligent businessman makes profits from others’ money. That’s the reason why businesses prefer borrowing money. Companies then deploy the borrowed funds in their operations and generate profits. Meanwhile, they must repay the principal amount and interest to the lender. That’s precisely how debt works, right? But debt … Read more
In January 2008, the Nifty peaked at 6,357 after suffering a freefall from there, it recovered to 6338 by November 2010. From there on, the Nifty50 remained range bound till December 2013 when it picked up pace and finally crossed 6400 in March 2014. Then, the Nifty galloped beyond 9000 in March 2015. Now imagine … Read more