The ongoing downturn in benchmark equity indices has resulted in a decrease in the average annual returns of the National Pension System (NPS). Since September 27, 2024, both the Sensex and Nifty have dropped by more than 17% and 18% respectively. The decline in the Nifty 50 index has impacted long-term gains, causing concern among … Read more
Is 2024 a year of fixed income investing? How do we decide where to invest and how much to expect in next few months? I want to invest Rs 3-5 lakhs in the coming three months. How should I distribute my money? Madhuparna Banerjee, Ghaziabad Reply by Girirajan Murugan, CEO, FundsIndia We are close to … Read more
I am 31 years old and I want to actively invest. Should I go for bank fixed deposits ( FDs) or debt funds. What is your recommendation during the current market conditions? Name withheld Response shared by Jiral Mehta, Senior Research Analyst, FundsIndia. Debt Funds hold several advantages over fixed deposits (FDs). When you invest … Read more
Feroze Azeez, Deputy CEO, Anand Rathi Private Wealth Management, says If one is going to get 8% with a triple AAA rated corporate bond and 7.4% with the Government of India, one should always choose 7.4% because in 10 years, corporates can go through whatever they have to go through. Why will you take that … Read more