pre-existing disease

Health insurance: 43% policyholders faced hurdles in getting claims after treatment, finds survey

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Health insurance: 43% policyholders faced hurdles in getting claims after treatment, finds survey

Almost four out of 10 patients faced hurdles to get their health insurance claim. As per a survey, 43% of health insurance policyholders, who filed a claim in the last 3 years, struggled to get the money or settle payment dues at a hospital after treatment.  The survey by LocalCircles stated that general insurance policy … Read more

Irdai reduces pre-existing disease waiting period from 4 to 3 years: Here is what existing policyholders should know

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Irdai reduces pre-existing disease waiting period from 4 to 3 years: Here is what existing policyholders should know

Now, health insurers cannot deny coverage for your pre-existing condition once you have completed the three-year waiting period on health insurance policies. The Insurance Regulatory and Development Authority (IRDAI) has updated the definitions of the pre-existing condition and moratorium period (MP) in health insurance policies effective from 1 April 2024. While the waiting period for … Read more