A Home Equity Loan Can Help You Pay for Energy-Efficient Upgrades

A Home Equity Loan Can Help You Pay for Energy-Efficient Upgrades

We all want to save money on our utility bills. A recent CNET Money survey found that more than 78% of US adults are concerned about rising energy costs. Installing a home solar system or energy-efficient windows can help you cut costs and lower your carbon footprint. However, eco-friendly upgrades are expensive upfront. The average … Read more

Best Savings Rates Today — Time May Be Running Out for High APYs, July 22, 2024

Best Savings Rates Today — Time May Be Running Out for High APYs, July 22, 2024

Key takeaways The best savings accounts offer APYs as high as 5.45% — more than 10 times the national average. Savings account interest rates are gradually starting to fall as banks anticipate Federal Reserve rate cuts. You’ll earn the best rates at online banks and credit unions, so be sure to shop around. Want to … Read more

If You Defaulted on Your Student Loans, You Can Apply for This Debt Relief Program

If You Defaulted on Your Student Loans, You Can Apply for This Debt Relief Program

Viva Tung/CNET; Getty Images Before the pandemic-related payment pause that started in March 2020, more than 8 million federal loan borrowers had defaulted on their student loans. If your student loan payment was late by more than 270 days, your loans may be in default. Once student loans are in default, they’re often no longer … Read more

Refi Rates Hold Steady Below 7% After Fed Meeting. Today’s Refi Rates for June 20, 2024

Refi Rates Hold Steady Below 7% After Fed Meeting. Today’s Refi Rates for June 20, 2024

John Greim/LightRocket/Getty Images Today’s average refinance rates Mortgage Refinance Today’s average mortgage rates on Jun. 20, 2024, compared with one week ago. We use rate data collected by Bankrate as reported by lenders across the US. Lower mortgage rates make buying a home more affordable. Experts recommend shopping around with different mortgage lenders to find … Read more

Mortgage Rates Take Dips Down: Current Mortgage Rates for June 18, 2024

Mortgage Rates Take Dips Down: Current Mortgage Rates for June 18, 2024

Photo by: Jim Lane/Education Images/Universal Images Group via Getty Images For a 30-year fixed-rate mortgage, the average rate you’ll pay is 7.02% today, down -0.11% compared to one week ago. The average rate for a 15-year fixed mortgage is 6.43%, which is a decrease of -0.19% compared to a week ago. For a look at … Read more

Regions Bank: 2024 Home Equity Review

Regions Bank: 2024 Home Equity Review

Highlights Products offered Home equity loan, HELOC APR Home equity loan: From 6.75%; HELOC: From 9% (see website for introductory offers) Min. credit score N/A Contact info 888-462-7627 Regions Bank, also known as Regions Financial Corporation, serves customers throughout the South, Midwest and in Texas. In addition to checking and savings accounts, the bank also … Read more

Homeowners Face Higher Refi Rates: Mortgage Refinance Rates on May 31, 2024

Homeowners Face Higher Refi Rates: Mortgage Refinance Rates on May 31, 2024

Photo by: Kurt Wittman/Education Images/Universal Images Group via Getty Images Today’s average refinance rates Mortgage Refinance Today’s average mortgage rates on May. 31, 2024, compared with one week ago. We use rate data collected by Bankrate as reported by lenders across the US. When mortgage refinance rates start to fall, be ready to take advantage. … Read more

Mortgage Refinance Rates Move Higher: Current Refinance Rates on May 24, 2024

Mortgage Refinance Rates Move Higher: Current Refinance Rates on May 24, 2024

Today’s average refinance rates Mortgage Refinance Today’s average mortgage rates on May. 24, 2024, compared with one week ago. We use rate data collected by Bankrate as reported by lenders across the US. Mortgage refinance rates change every day. Experts recommend shopping around to make sure you’re getting the lowest rate. By entering your information … Read more