Sergey Chayko/Getty Images Key Takeaways You can earn up to 5.25% APY with today’s top high-yield savings accounts. The Fed is expected to cut rates at this week’s meeting. Now’s the time to take advantage of high rates while they’re still elevated. The Federal Reserve is poised to cut rates at this week’s policy meeting, … Read more
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I learned something new when I started looking closely at checking accounts: Some banks and credit unions pay a competitive rate and still don’t charge a monthly fee or have minimum balance requirements. I assumed all checking accounts were the same. That was a missed opportunity because I’ve been leaving money on the table with … Read more
John Greim/LightRocket/Getty Images Since 2022, refinancing activity has gone down in response to surging mortgage rates. But with inflation normalizing and the Federal Reserve positioning itself to cut interest rates next month, mortgage rates should gradually decline. As that happens, more homeowners, especially those with high rates on their home loans, will benefit from a … Read more
Since 2022, refinancing activity has gone down in response to surging mortgage rates. But with inflation normalizing and the Federal Reserve positioning itself to cut interest rates next month, mortgage rates should gradually decline. As that happens, more homeowners, especially those with high rates on their home loans, will benefit from a refinance. Today’s average … Read more
Marcia Straub/Getty Images Key Takeaways Today’s best CDs boast APYs up to 5.25%. APYs continue to fall as inflation shows signs of cooling. Locking in a high APY now protects your earnings from anticipated rate drops. If you want to maximize your earnings with a certificate of deposit, now’s the time to snag one of … Read more
Maryna Terletska/Getty Images Key Takeaways You can earn up to 5.25% APY with today’s best CDs. APYs have been on the way down for a while, but they’re dropping even faster now. By opening a CD today, you can lock in current APYs and shield your earnings from additional rate drops. Time is running out … Read more
I’d never given much thought to my checking account before because I assumed they were all the same. And that was a missed opportunity because some checking accounts stand out from the crowd with competitive annual percentage yields on balances that otherwise are earning next to nothing. If you’re like me and don’t give checking … Read more
Photo by: Jeffrey Greenberg/Universal Images Group via Getty Images Today’s average refinance rates Mortgage Refinance Today’s average mortgage rates on Jul. 31, 2024, compared with one week ago. We use rate data collected by Bankrate as reported by lenders across the US. The Federal Reserve could be cutting interest rates soon, which will have a … Read more
We all want to save money on our utility bills. A recent CNET Money survey found that more than 78% of US adults are concerned about rising energy costs. Installing a home solar system or energy-efficient windows can help you cut costs and lower your carbon footprint. However, eco-friendly upgrades are expensive upfront. The average … Read more