Who should invest in REITs? Understanding risk and investment goals

Who should invest in REITs? Understanding risk and investment goals

Real Estate Investment Trusts (REITs) have gained popularity in India, offering retail investors a chance to invest in premium real estate without the hassle of direct ownership. Previously, such opportunities were available only to high-net-worth individuals, but REITs have made commercial real estate more accessible to a wider range of investors. Understanding REITs: the basics … Read more

I am putting Rs 10,000 in SIP and expecting a return of 12% per annum. Is it enough as my retirement fund? 

I am putting Rs 10,000 in SIP and expecting a return of 12% per annum. Is it enough as my retirement fund? 

Query: I strongly believe in the benefits of SIP and SWP. Currently, I am investing Rs 10,000 per month and expecting a return of 12% per annum. My plan is to continue this investment for the next 20 years, with an annual increase of 10%. I am 40 years old and am considering this approach … Read more

How can I plan for Rs 2 lakh monthly income after 15 years with 4 years of aggressive investing?

How can I plan for Rs 2 lakh monthly income after 15 years with 4 years of aggressive investing?

I want to build a corpus that can provide me with monthly returns of Rs 2 lakh after 15 years. I can invest for the next 4 years and require returns after 15 years. How much corpus would I need to generate Rs 2 lakh in monthly returns after 15 years? How much should I … Read more

How can I grow my Rs 50,000 monthly MF investment into Rs 8 crore for retirement in 19 years?

How can I grow my Rs 50,000 monthly MF investment into Rs 8 crore for retirement in 19 years?

I want to invest ₹50,000 monthly in a mutual fund for my retirement. I aim to accumulate a corpus of ₹8 crores. I can invest for the next 19 years. Please suggest how I can prepare my portfolio and advise me accordingly on where I should invest. Reply by Shivansh Dandona: Head – Investment Management, … Read more

Income Tax Returns FY24: How to properly report P2P lending income while filing your ITR. Check details

Income Tax Returns FY24: How to properly report P2P lending income while filing your ITR. Check details

ITR FY2024: P2P Lending or Peer-to-Peer Lending is one of the upcoming and somewhat most trusted ideas to earn passive income. P2P lending, also known as social lending, is an innovative financial model that has seen considerable growth in recent years. This approach provides individuals with an alternative means of securing funds without the need … Read more

Early retirement: This wealth expert feels you should not retire early but invest for financial freedom

Early retirement: This wealth expert feels you should not retire early but invest for financial freedom

In our traditional society, 60 years was the base retirement age. But with changing times, more individuals are challenging this age limit and opting for early retirement. Many experts have been encouraging the pursuit of financial independence, with the objective of achieving early retirement — commonly referred to as FIRE (Financial Independence, Retire Early). The … Read more

I want passive income of around Rs 1 lakh a month. I have Rs 2 crore in FDs. What should I do?

I want passive income of around Rs 1 lakh a month. I have Rs 2 crore in FDs. What should I do?

I will be retiring soon and am evaluating ways to earn a passive income of about 1 lakh a month from my investments. I have a corpus of Rs 2 crore but they are mostly with FDs. I don’t have other overheads or liabilities. How should I plan this? Reply by Nikhil Aggarwal, CEO & … Read more