Why is my loan provider not fully transferring the repo rate cut benefit to me?

Why is my loan provider not fully transferring the repo rate cut benefit to me?

What is benchmark for home loan interest rates and why is my loan provider not fully transferring repo rate cut benefit to me?  I have heard that whenever the RBI repo rate increases or decreases, the same happens to our existing floating rate. When I asked my loan provider, they replied that whenever the rate … Read more