My primary goal is to secure long-term financial stability. I’m considering investing in government bonds, particularly those with tax-free interest. Could you provide information on the available plans for tax-free interest? I’m also interested in making monthly investments for 7 -10 years. Reply by Sanjiv Bajaj, Jt. Chairman & MD, BajajCapital Ltd. Tax-free bonds are a type … Read more
Mumbai: Overseas debt purchases via the voluntary long-term investment route have accelerated sharply, with foreign holdings so far in May marking their highest monthly level in two years and this year’s commitments crossing the billion-dollar threshold in the latest demonstration of India‘s emergence as a global debt investment option. FPI investment in the debt-voluntary retention … Read more
Mumbai: Pension funds, driven by the National Pension System (NPS), continue to deploy money in sovereign debt, with the sector’s ownership of government bonds climbing to a record 4.4%, or ₹4.67 lakh crore, in the last quarter of 2023, up from 3.91%, or ₹3.66 lakh crore, a year ago, as per latest Reserve Bank of … Read more
Mumbai: Gold should remain a key component of investor portfolios in 2024 to help mitigate the volatility expected in equities and fixed income amid crucial local and global events, said experts. While an easing interest rate environment is seen propping up prices of the yellow metal, double-digit returns like those in 2022 and 2023 are … Read more
Mutual funds operate as pass-through vehicles, committed to servicing redemptions within a T+3 window regardless of market conditions. So, prioritising liquidity is crucial in your investment deliberations. Rahul Singh, Senior Fund Manager – Fixed Income of LIC Mutual Fund Asset Management Ltd, in a conversation with Money Today, speaks about the surge in inflows into … Read more
“It is in the interest of investors to have a diversified portfolio in terms of asset allocation. Given the 250bps interest rate hike by RBI, the appeal of fixed income investments will increase,” says S P Prabhu, Chief Investment Officer, Ageas Federal Life Insurance. In an interview with ETMarkets, Prabhu said: “The last couple of … Read more
“The foremost headwind is going to emerge from the asset allocation decision of the global money managers. With fixed income offering lucrative yields we anticipate movement of funds from Equities to Fixed Income,” says Niraj Kumar, Chief Investment Officer, Future Generali India Life Insurance Company Ltd. In an interview with ETMarkets, Kumar said: “While we … Read more
Green Bonds are fixed-income instruments issued for the specific purpose of funding projects that have constructive environmental and or climate benefits. Like any typical coupon-bearing debt instrument, they have a specified end objective for using the funds raised. The bond issuer is bound to exclusively utilise the proceeds to finance eco-friendly ventures or assets such … Read more
Mumbai: Fixed income investors unnerved by the volatility in interest rates and looking for predictable returns with low credit risk in debt mutual funds could opt for target maturity schemes, said investment advisors. This category of debt funds passively invests in bonds of a similar maturity constituting the fund’s benchmark index. On maturity of the … Read more