I am 40 and I want to buy a 3-BHK property with Rs 90 lakh loan; how should plan my financial journey without touching my investment?

I am a 40-year-old salaried individual earning a monthly salary of Rs 2.75 lakh, while my wife brings home Rs 1.35 lakh per month. She manages our household expenses, allowing…

Continue ReadingI am 40 and I want to buy a 3-BHK property with Rs 90 lakh loan; how should plan my financial journey without touching my investment?

‘Small-cap investments come with…’: Financial planner shares his tips on MF investment strategy

Amid the current market fall, some investors are facing a dilemma on whether to continue their systematic investment plans (SIPs) in mid and small-cap mutual fund schemes. In 2025, the…

Continue Reading‘Small-cap investments come with…’: Financial planner shares his tips on MF investment strategy

CBDT tax calculator: If your annual salary is Rs 15 lakh, which tax regime should you opt for – new tax or old tax? 

Tax calculator 2025: The Income Tax Department has introduced a user-friendly tool for taxpayers to compare taxes under the New Tax Regime for the financial years 2024-25 and 2025-26 (post…

Continue ReadingCBDT tax calculator: If your annual salary is Rs 15 lakh, which tax regime should you opt for – new tax or old tax? 

I have extensively invested in Nifty 50 Index fund over the years. Should I diversify my investment strategy with market ups and downs?

At 32 years old, my current monthly take-home pay is approximately Rs 2 lakh, with all my accumulated wealth invested exclusively in the Nifty 50 Index funds. I have already…

Continue ReadingI have extensively invested in Nifty 50 Index fund over the years. Should I diversify my investment strategy with market ups and downs?

Tax-Budget 2025: Tweaks in New Tax Regime – How much more you will earn in FY26 vs FY25 if your salary is Rs 12 lakh/year?

Tax Budget 2025: The introduction of Budget 2025 has resulted in significant changes that align with the expectations of the middle class. Notably, the Finance Minister has raised the tax-free income…

Continue ReadingTax-Budget 2025: Tweaks in New Tax Regime – How much more you will earn in FY26 vs FY25 if your salary is Rs 12 lakh/year?

Income tax relief: Rs 12.1 lakh vs Rs 12.5 lakh vs Rs 12.75 lakh – how marginal income tax will be calculated? 

Income tax calculations: The Union Budget 2025 raised the income tax exemption threshold to Rs 12 lakh, effectively making incomes up to this amount tax-free. For salaried individuals, this limit increases…

Continue ReadingIncome tax relief: Rs 12.1 lakh vs Rs 12.5 lakh vs Rs 12.75 lakh – how marginal income tax will be calculated?