Vibhor Jain, the founder of Chained Ventures, has been rather unlucky dealing with institutions providing financial services. In 2019, he had almost signed an agreement with Yes Bank to co-brand and distribute an all-in-one prepaid card designed by his fintech startup. The deal fell through as Yes Bank sank deeper into a pile of bad debts late last year and the Reserve Bank of India (RBI) reconstituted its board. Undaunted, the 24-year-old