When evaluating retirement or other long-term goals through systematic investment plans (SIPs) in equity-oriented mutual funds. It is a common practice to project a 12% annualised return when considering these investments. This projection is derived from the past performance of equity mutual funds in India, which have consistently generated annualised returns of 12% or more … Read more
Over the past five years, since the Covid pandemic, I have actively engaged in Systematic Investment Plans (SIPs) and have been content with the returns, particularly in the post-Covid period. However, in recent months, there has been a noticeable decrease in profits. Despite my apprehensions, my financial advisor has assured me that the current situation … Read more
Amid the current market fall, some investors are facing a dilemma on whether to continue their systematic investment plans (SIPs) in mid and small-cap mutual fund schemes. In 2025, the Nifty 50 has seen a decrease of around 2 percent, while the Nifty Midcap 150 index has dropped by 7 percent, and the Nifty Smallcap … Read more
During a period of heightened concern among investors regarding the fluctuating Indian equity market, numerous experts are recommending continued investment in SIPs for long-term wealth accumulation and crorepati goals. According to Securities and Exchange Board of India Chairperson Madhabi Puri Buch, there is no better time than the present to consider investing in SIPs. Buch, … Read more
The DSP Mutual Fund recently introduced the DSP Nifty Private Bank Index Fund, an open-ended scheme that tracks the Nifty Private Bank Index. This fund offers investors a targeted approach to the private banking sector in India. The NFO will be available from February 14, 2025, to February 28, 2025. Investors have the option to … Read more
Recently, there has been a lot of attention paid to mid- and small-cap funds. Veteran fund manager S. Naren’s remarks have sparked a significant discussion on SIPs, particularly with regards to short-term investments in small and midcap funds. Many average investors see these funds as a great way to balance risk and return on their … Read more
Systematic Investment Plans (SIPs) were created to provide a convenient and straightforward alternative for investors who are unable to actively manage their investment portfolios on a daily basis due to market volatility. This allows investors to not only save time but also effectively grow their wealth. Amid discussions about whether to stay invested in SIPs … Read more
Haryana Chief Minister Nayab Singh Saini on Wednesday (January 29, 2025) took a couple of sips of water from River Yamuna and hit out at Aam Aadmi Party (AAP), saying there is no poison in water coming from his State to national capital. He alleged that the minds of AAP leaders are definitely filled with … Read more
Retirement is a crucial period in one’s life, and it is important for individuals, whether they are self-employed or salaried employees, to prioritise financial security in their golden years. Many financial experts emphasize the importance of tax saving in financial planning for individuals of all income levels, including senior citizens. It is essential to consider … Read more
The mutual fund industry in 2024 saw robust asset growth, substantial inflows, and a rising trend of choosing Systematic Investment Plans (SIPs) for investment. Amid a thriving market and escalating investor trust, mutual funds continue to be a favored option for long-term wealth accumulation. In 2024, the assets under management (AUM) of the mutual fund industry … Read more