HDFC Bank and Shriram Finance poised to ride sectoral tailwinds; Motilal Oswal sees 12-18% upside scope
The Indian financial sector maintained steady performance in Q4 FY25 despite mixed market conditions. Systemic credit growth moderated to 11.1% YoY across banking and NBFC segments, reflecting prudent lending practices. The banking sector’s elevated credit-deposit ratio of 80.5% underscores the continued importance of deposit mobilization to sustain growth momentum. The affordable housing finance segment (HFCs) … Read more