Investing during market dip: I am heavily invested in MF, stocks. Now, I am looking for options that can offer consistent income

Investing during market dip: I am heavily invested in MF, stocks. Now, I am looking for options that can offer consistent income

I’ve been investing in mutual funds and stocks, but the market’s ups and downs make me uneasy. I’m now looking for a more stable investment option that offers regular income along with long-term growth potential. Are REITs a good alternative to equity mutual funds or direct property investment, and what factors should I consider before investing? … Read more

Real estate query: Leasehold vs Freehold Property – What’s the difference and which is more beneficial?

Real estate query: Leasehold vs Freehold Property – What’s the difference and which is more beneficial?

In India, freehold and leasehold properties represent distinct ownership models. Freehold properties grant complete ownership of the land and structures, providing owners with full control and autonomy. On the other hand, leasehold properties involve renting the property for a specific duration, resulting in limited ownership rights and reduced maintenance obligations. A leasehold property is essentially … Read more

Real estate advice: Me and my wife earn around Rs 500,000. We want to buy a house in old Bangalore. Is it feasible for us?

Real estate advice: Me and my wife earn around Rs 500,000. We want to buy a house in old Bangalore. Is it feasible for us?

My spouse (31 years old) and I (33 years old) have a combined monthly income of Rs 500,000 working in the IT industry. We currently reside in Bangalore on a rental basis, paying Rs 55,000 per month. Additionally, we have a house in Hyderabad with a monthly EMI of Rs 125,000 on a home loan … Read more

Indian equities, US markets, gold, debt, or property: Which asset class has delivered highest returns over 15-20 yrs?

Indian equities, US markets, gold, debt, or property: Which asset class has delivered highest returns over 15-20 yrs?

When it comes to investing, the time horizon is crucial for determining potential returns. For those examining a 15-year period, understanding which asset class has historically provided the highest returns can be enlightening. Contrary to popular belief, Indian equities do not lead the pack for this specific time frame. According to the FundsIndia Wealth Conversation … Read more