From safe to shining: Gold surges past Rs 1,00,000, may hit Rs 1,06,000 – time to redeem your FD?

From safe to shining: Gold surges past Rs 1,00,000, may hit Rs 1,06,000 – time to redeem your FD?

In a year brimming with global economic uncertainty, gold has emerged as the undeniable winner—surging past the Rs 1,00,000 mark in domestic markets and leaving traditional investments like fixed deposits and even equities far behind. While Indian FDs continue to offer modest returns in the average range of 6-8%, the yellow metal has delivered double-digit … Read more

Mutual fund SIP: Only 3 of 519 equity MFs saw positive returns amid market downturn; what should you now?

Mutual fund SIP: Only 3 of 519 equity MFs saw positive returns amid market downturn; what should you now?

The Indian equity market has faced a tumultuous six months, marked by a persistent sell-off from October 2024 to February 2025. The markets have experienced a correction, with the Nifty50 index declining by 14.6% from its peak in September 2024 to March 13. Similarly, the Nifty 500 index has seen a decrease of 17.6% over … Read more

Tax saving for FY25: Tax-Saving FDs offered by banks vs PPF, SCSS for financial year-end planning

Tax saving for FY25: Tax-Saving FDs offered by banks vs PPF, SCSS for financial year-end planning

As the financial year 2024-25 approaches its conclusion, many investors are evaluating tax-saving options to optimise their portfolios. Among the popular choices are fixed deposits (FDs), Public Provident Fund (PPF), and the Senior Citizens Savings Scheme (SCSS), all of which are eligible for deductions under Section 80C of the Income Tax Act, 1961. These instruments … Read more

‘Market hit its lowest point… but midcaps’ returns’: Expert on midcap fund performance in last 5 years

‘Market hit its lowest point… but midcaps’ returns’: Expert on midcap fund performance in last 5 years

The Nifty Midcap 150 Index has experienced a decrease of nearly 20% from its highest point in the past 52 weeks. Up until the end of February, mid cap funds had an average loss of around 9.57%, with the Quant Mid Cap Fund showing the largest decline at 11.07% in the last month. Over the … Read more

Nifty, Sensex crash: What can you do to avoid mistakes during market corrections?

Nifty, Sensex crash: What can you do to avoid mistakes during market corrections?

Domestic indices have been undergoing a free fall for the past few sessions consecutively. The Indian equity market saw another day of losses, with the Nifty index logging its longest losing streak on record, falling for the tenth consecutive session. The Nifty ended down by 37 points, closing at 22,083, while the Sensex slipped by … Read more

‘More flexible than MFs, more tax-efficient than PMSes, but…’: Zerodha breaks down Specialized Investment Funds for investors

‘More flexible than MFs, more tax-efficient than PMSes, but…’: Zerodha breaks down Specialized Investment Funds for investors

Specialized Investment Fund: The Securities and Exchange Board of India (SEBI) is set to launch a new asset class for investors on April 1, 2025. The introduction of the Specialized Investment Fund (SIF) by SEBI aims to cater to the increasing demand from investors who feel constrained by the conventional options of mutual funds and Portfolio … Read more

SEBI introduces Specialised Investment Funds for wealthier investors with minimum Rs 10 lakh investment

SEBI introduces Specialised Investment Funds for wealthier investors with minimum Rs 10 lakh investment

The Securities and Exchange Board of India (SEBI) has introduced a new investment category dubbed the ‘specialised investment fund’ (SIF) designed for wealthier investors. This initiative, effective from April 1, requires a minimum investment of Rs 10 lakh. SEBI’s move aims to cater to investors with higher risk appetites while providing asset managers with over … Read more

Specialised Investment Funds: ‘New era in the Mutual fund industry’, experts on SEBI’s new investment tool

Specialised Investment Funds: ‘New era in the Mutual fund industry’, experts on SEBI’s new investment tool

The Securities and Exchange Board of India (SEBI) has introduced a framework for a new type of investment product known as the Specialized Investment Fund (SIF). This category is intended to serve as a middle ground between Mutual Funds (MFs) and Portfolio Management Services (PMS). The new framework is scheduled to be implemented from April … Read more

Planning to retire early? Why balancing equities is a must for survival

Planning to retire early? Why balancing equities is a must for survival

Retiring early at 45 or 50 may sound ideal, but financial expert Gurmeet Chadha, CIO at Complete Circle, warns that most people underestimate the financial risks. “With life expectancy increasing, u will have to depend on your portfolio for 30 years plus n keep catching up with inflation,” he cautioned in a post on X. … Read more

Gold ends with 7th straight weekly advance riding on Trump’s tariff fears

Gold ends with 7th straight weekly advance riding on Trump’s tariff fears

On February 15, spot gold was highly volatile and choppy amid weak US data and traders reassessing the impacts of the US President Trump’s tariff policies. The yellow metal came close to it’s all-time high level of $2943; however, it slumped as traders opted to book profits. The yellow metal traded between $2854 (February 10) … Read more