financial discipline

Does record SIP cancellations in FY25 reflect a downtrend in SIP investment? Experts share tips for volatile market

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Does record SIP cancellations in FY25 reflect a downtrend in SIP investment? Experts share tips for volatile market

Mutual Fund: SIP, also known as Systematic Investment Plan, is an organised method of investing in mutual funds. It involves making consistent contributions at fixed intervals to promote steady wealth accumulation over time. The unpredictable nature of the market often causes concern among investors. Recently, Yadnya Investment Academy, a reputable source on financial matters, reported … Read more

Money management: How important is to have an emergency fund? Last few months I haven’t able to save for emergencies?

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Money management: How important is to have an emergency fund? Last few months I haven’t able to save for emergencies?

In the past, I made it a point to allocate funds equivalent to at least 6-12 months of my expenses as an emergency fund. However, over the last 4 years, there were instances where I only managed to save up to 3-4 months’ worth in a liquid fund or Fixed Deposit. Unfortunately, unforeseen expenses arose, … Read more

‘Micro SIPs are better than chit funds, unorganised credit societies’: Experts on Sebi’s Rs 250 SIP plan

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‘Micro SIPs are better than chit funds, unorganised credit societies’: Experts on Sebi’s Rs 250 SIP plan

Mutual Funds and small SIPs: Investing in mutual funds is often viewed as a more secure option compared to the stock market due to its diversified nature and professional management. Systematic Investment Plans (SIPs) serve as popular investment tools within the realm of mutual funds, aiding individuals in attaining financial objectives at various junctures of their … Read more

Mutual Funds for children: How can I accumulate Rs 2 crore for my child’s education in 15 years? Check details

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Mutual Funds for children: How can I accumulate Rs 2 crore for my child’s education in 15 years? Check details

In recent years, the cost of education has been rising at an alarming rate. While general inflation remains around 5-5.5%, educational expenses have surged to approximately 11-12%. Projections suggest that these costs could potentially double every six to seven years, imposing a substantial financial burden on families.  Illustrating educational inflation, a private engineering college that … Read more