financial decision-making

New guidelines for National Pension System –  NPS pension processing to be like OPS; check details

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New guidelines for National Pension System –  NPS pension processing to be like OPS; check details

NPS vs OPS: The Central Pension Accounting Office has recently released updated guidelines aimed at ensuring retired employees of the National Pension System receive their pensions in a timely manner. In a memo dated March 12, 2025, the CPAO has reiterated to officials involved in processing NPS pension cases that they should adhere to the … Read more

Should I go ahead to reduce my home loan EMI or reduce the home loan tenure? My bank has offered me both

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Should I go ahead to reduce my home loan EMI or reduce the home loan tenure? My bank has offered me both

My bank Relationship Manager recently reached out to discuss the option of opting for a reduced Equated Monthly Installment (EMI) for my loan. While I appreciate the potential savings that come with a lower EMI, I am seeking your expert advice on the matter. Would you recommend maintaining my current EMI amount to expedite the … Read more