When planning for retirement using SIPs, is it appropriate to rely on 12% return from equity MF investments?

When planning for retirement using SIPs, is it appropriate to rely on 12% return from equity MF investments?

When evaluating retirement or other long-term goals through systematic investment plans (SIPs) in equity-oriented mutual funds. It is a common practice to project a 12% annualised return when considering these investments. This projection is derived from the past performance of equity mutual funds in India, which have consistently generated annualised returns of 12% or more … Read more

Investment trends: How Gen Z is investing in stocks, mutual funds, gold

Investment trends: How Gen Z is investing in stocks, mutual funds, gold

The investment scenario in India is changing. Recent surveys have noted the evolving financial behaviors of the 12-28 age group, known as Gen Z, as well as Millennials. A survey, The Fin One: Young Indians’ Saving Habits Outlook 2024, compiled in collaboration with Nielsen, revealed that 93% of young adults consistently save money, with many setting … Read more