annual fees

These hidden credit card charges may baffle you; check if you know about them

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These hidden credit card charges may baffle you; check if you know about them

Credit cards, while offering convenience and rewards, often come with fees that are not immediately apparent to the cardholder. These hidden charges can inflate the cost of using a credit card significantly. Understanding these fees can help you save money, budget effectively, and optimise the benefits of your card.  Among the most common charges are … Read more

Closing unused credit cards could lower your score: 7 things to consider before cancelling them

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Closing unused credit cards could lower your score: 7 things to consider before cancelling them

Managing multiple credit cards can be tricky, especially when you have cards you rarely use. While cancelling them might seem like a smart move, it can have unexpected effects on your credit score and financial health. Before making a decision, here are seven key factors to consider:   1. Credit score impact  Closing an old … Read more