Are midcap funds worth the risk in choppy markets? Experts say stick to SIPs, diversifying a bit

Are midcap funds worth the risk in choppy markets? Experts say stick to SIPs, diversifying a bit

Investing in midcap mutual funds can be a smart long-term move, but it requires a careful strategy—especially during periods of market volatility. Midcap companies typically sit between large, stable blue-chip firms and the fast-paced world of small-caps. While they offer higher growth potential than large-caps, they’re also more sensitive to market fluctuations, making volatility a … Read more

I have actively invested in SIPs, especially after Covid. Current market is forcing me to rethink whether I should halt my SIPs

I have actively invested in SIPs, especially after Covid. Current market is forcing me to rethink whether I should halt my SIPs

For the past 5 years since the onset of COVID-19, I have actively invested in SIPs and have been pleased with the growth, especially in the post-Covid era. However, in recent months, the profits have shown a decline. Despite my concerns, my financial advisor reassures me that it is a favorable time to continue investing … Read more

Gold ETFs: Is this the right time to put your money in gold ETFs amid equity funds’ underperformance?

Gold ETFs: Is this the right time to put your money in gold ETFs amid equity funds’ underperformance?

In the midst of global economic uncertainty and the potential for gold to outperform equity investments, the spotlight is on gold exchange-traded funds (ETFs). According to data from the Association of Mutual Funds in India (AMFI), net inflows in gold ETFs surged to Rs 3,751.4 crore in January 2025 from a nine-month low of Rs … Read more

PSU mutual funds are losing steam. Do I withdraw my investment now or should I wait? 

PSU mutual funds are losing steam. Do I withdraw my investment now or should I wait? 

PSU mutual funds are losing steam. Do I withdraw my investment now or should I wait? Are PSU funds going to provide low returns in the near future, or are they likely to rebound? What is the current outlook for these funds? Manorajan Das, Gurgaon Reply by Shweta Rajani, Head – Mutual Funds, Anand Rathi Wealth … Read more

Where all can I invest Rs 30 lakh instead of Senior Citizens Savings Scheme in 2024?

Where all can I invest Rs 30 lakh instead of Senior Citizens Savings Scheme in 2024?

My husband passed away in December 2023. Now with his death, I can only invest Rs 30 lakhs in Senior Citizen Savings Scheme (SCSS) in my name instead of Rs 60 lakh previously done for both. Where can I invest this money now, where I can get maximum, risk-free returns with a lock-in period of 5 years. Name … Read more

Mutual funds: Thematic, sectoral funds have been in focus of investors. Should you invest?

Mutual funds: Thematic, sectoral funds have been in focus of investors. Should you invest?

Mutual fund investment: In the year 2024, sectoral and thematic funds have emerged as the focal point in the investment landscape, capturing 42% of the total active mutual fund inflows. This surge in interest is primarily driven by domestic investors, notably retail investors, who are displaying a significant penchant for sectoral and thematic funds. As of … Read more