Day: 21 February 2026

What Is Gap Insurance and Do You Really Need It?

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Gap insurance coverage concept with cars

When you finance a car, you don’t just take on a monthly payment. You also take on depreciation risk. Most new vehicles lose significant value the moment you drive them off the lot. If your car is totaled or stolen early in the loan period, you may owe more on the loan than the vehicle … Read more

How Credit Card Grace Periods Work and How to Avoid Interest

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Creative in-house design showcase

Many credit card users believe interest starts immediately after making a purchase. It doesn’t. If you understand how the grace period works, you can legally use your credit card without paying a single dollar in interest. But most people misunderstand how billing cycles and payment due dates interact — and that’s where unnecessary interest charges … Read more